If he's saying that you can't use MP3s as a ringtone on a RAZR with T-Mobile, he's either mistaken or lying. I used to do it all the time; the Dalek EX-TER-MI-NATE that I used to use on my RAZR was an MP3 from the Beeb.
For about $20, you can get a bluetooth dongle for your computer and use that to load MP3s as ringtones (or you can spend $80 for Motorola Phone Tools and a USB cable -- the bluetooth dongle is cheaper, and yuo can use it to get the pics from the camera as well).
If you want help on doing it, give me a call when I get back from Toronto -- I'm on T-Mobile as well, so if you have family plan, it's free to call me.
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For about $20, you can get a bluetooth dongle for your computer and use that to load MP3s as ringtones (or you can spend $80 for Motorola Phone Tools and a USB cable -- the bluetooth dongle is cheaper, and yuo can use it to get the pics from the camera as well).
If you want help on doing it, give me a call when I get back from Toronto -- I'm on T-Mobile as well, so if you have family plan, it's free to call me.